On Sunday, April 12, 2020 at 12:20:53 PM UTC-5, wrote:

I recently queried my
insurance company about coverage when my flight review expires at the
end of this month and they told me that I would have no coverage.

"...no coverage."?? None at all?? Flying, I can understand that. Hull coverage has to remain in force. So I assume the insurance company is only talking about once airborne.

Q: Which coverage is in force (hull or airborne) if you haven't left the ground as yet, dragged a wing tip resulting in an ugly pirouette, and damaged the aircraft? A hair to be split?