Are you saying that you can buy a Cessna 150 that is IFR capable with, say,
1500 hours TBO for $25,000 - $35,000? If so, then I agree a C 150 would be a
good deal.

A Zodiac XL ready to fly would cost about $46,000 IFR equipped.

A Zodiac HD ready to fly would cost about $42,500 IFR equipped. However, it
wouldn't be legal to fly the HD in the U.S. so the comparison has to be for
the XL.