Insure for the full hull value but get the highest deductible you can
afford.
If you have a small accident (less than 10k) they just up your rates
for 5 years to get it back.

(Severso) wrote in message ...
What is a good rule of thumb for how much hull insurance should cost for a new
seaplane pilot who buys a mid - 60's LA-4? 4% or more of hull value?
Thanks!

--Marshall S.