Actually, the FBO is the named insured under the policy. The aircraft owner
would be named as an aircraft lessor on the policy and granted addtional
insured status. The FBO, being the named insured, still have total control
over the insurance. The lessor has no authority to amend the coverage on
his aircraft except to take the aircraft off lease and purchase his own
coverage elsewhere.

J. Howard

"Robert M. Gary" wrote in message
m...
"Howard" wrote in message
...
Many insurance companies give better rates for fleets so you'll probably
get
a better rate by putting the aircraft on lease with an FBO.

A friend of mine tried this and found that no one would write a policy
for him will less than 3 planes. I"m not sure what agent he used. Most
of the FBOs around here have it worked out where the owner can
purchase the insurance with the FBO and the owner gets the discount of
a fleet but is the "owner" of the policy.

-Robert