My cost point may be lower than you would expect simply because my club
is such a good deal the cost has to be pretty low to justify owning IMO.

This is fallacy #1.

You will never, ever, ever, ever, EVER financially justify owning your own
plane.

But it's still worth it.
--
Jay Honeck
Iowa City, IA
Pathfinder N56993
www.AlexisParkInn.com
"Your Aviation Destination"