On Fri, 26 Nov 2004 02:58:02 GMT, "Steven Barnes"
wrote:

Discover is nasty about this. My ex is in debt up to her @$$. One card is a
Discover. Cash advances were at a horrific 20-30%. Purchases were lower, but
still in high teens. Majority of balance was purchases. She had money to pay
off the cash advance portion, since that was eating her alive. Dickscover
wouldn't allow it. "Pay off the purchase balance first, then you can pay off
the cash advance portion". She wont have the purchase stuff paid off for
years. Great income for Dickscover.

Discover is just nasty.

I moved. Called Discover to change my address. Got 2 statements with
the new address, then didn't notice I didn't get a statement, then
next month got a statement which showed a $42 30 day overdue balance.
I called them to figure out what was going on and they sent me a
reprint of the statement, which had the old address on it. No idea
why the post office didn't forward it, but I digress. After griping
to them about a late column entry because of their mistake they
basically told me to take a leap. Couple of months later I picked up
my credit report and found that they had actually reported me as 30
day late on a whopping $42 balance because they mailed the statement
to the wrong address, even though their computer had done statements
to the correct one in the intervening period. Then, even though it
was their fault and I had never carried a balance before that month,
they refused to remove the entry from my credit report. I closed my
account on the spot.