"RS" wrote in message
news:XVspd.565691$mD.442744@attbi_s02...

I'm not following you. If you pay "on time, every time" -- credit card
companies CAN'T charge you any interest.


What would you do if they hiked the APR on your auto or home loan just
because they felt like it, even if you had a perfect payment history?

How could credit card companies hike the APR on my auto or home loan?