Chuck wrote:

"Steven P. McNicoll" wrote in message
k.net...

"Chuck" wrote in message
news
I've almost never kept a balance on a credit card. If I can't get a
real loan (i.e. bank loan with reasonable terms), then that means I
probably can't afford whatever it is I want to buy.


Must be nice... I don't have the option of very many luxuries, so I need
credit from time to time for necessities...


Is your computer a luxury or a necessity?




I said "very many luxuries". Never said that I didn't have *any*

My PC is a luxury as well as my DSL, although it's only $5 more a month than
dial up, and so is my Dish Network, but I only have the basic package. Those
are my luxuries... What are yours?

I still use dial-up and have only the 3 channels I can pick up with the
antenna on my TV. However, I do have no debt other than my home
mortgage and I'm making additional principal payments each month that
are equal to the monthly payment so I can get completely out of debt
reasonably quickly. Then I can buy another airplane! :-)


Matt