I accept what you say, Chuck, and agree that there ARE people who are in
debt due to circumstances beyond their control (although I don't believe
this is true for MOST people who are in debt).

What I'm saying is that borrowing, especially with a credit card, will
ONLY make matters worse for such a person (family). They MUST find some
way to increase their income or decrease their expenses. It's that
simple, and whining that they don't WANT to reduce their standard of
living (including having internet access) won't change the basic truth
of it.

Rich

Chuck wrote:


And some people like me are financially strapped and do not have the money
to save after the bills are paid.

When I got married, my wife got hurt and we ended up getting behind on bills
because she couldn't work for almost a year. Everytime we see daylight,
something happens and we get sucked back into the hole again.

The point that I keep trying to make is that some people are not able to
save because of their financial situation. It seems that most in this NG
don't seem to understand that.


I do take offense to being called a sucker and an idiot because I have 1
credit card that I am paying interest on. In my situation, I have no choice.

If you want to call people who have 15 credit cards with balances and they
buy big screen TV's, stereos, jewelry, etc on credit, I will agree with you
then, but think about the persons situation before you call people names...