My folks always taught me to pay cash, which I did for a long time. But then
I found out that in some cases, prices went up practically as fast as I
could save the cash for them, and I didn't have anything to base a credit
rating on, so I got loans and credit cards. Pretty much worked out the same
and I had the things when I wanted them.

mike regish

"Matt Whiting" wrote in message
...

I truly feel sorry for people in your situation. However, it doesn't
change the mathematics. If you have no excess income to save, where do
you find the extra money to pay the interest on the credit card?

Matt