"Chuck" wrote in message
. com...

I still don't see how this works as the interest you pay means that you
can now have even fewer necessities than if you paid cash for them.


You just don't get it, do ya?

Of the 3 "luxuries" that I said that I have, only one *might* have been
bought on credit and had to pay any interest. That would be the Dell PC.
For
your information, I did charge that PC, but paid it off with my tax refund
2
months later. I paid 1 or 2 months of interest. Big deal. Dish Network and
SBC don't charge any interest that I am aware of.


Actually, you're the one that does not get it. It does not matter what
items you pay cash for and which you charge, it's just that your total
purchases are greater than your ability to pay for them.



If you will read, I have ONE credit card (Sears, for school clothes,
tools,
etc) that I am paying interest on. For someone in my financial situation,
I
don't feel that is all that bad.


But buying luxuries you can't afford is.



Would you stop trying to pry into my personal situation please.


Nobody's prying, you're posting your personal situation on the internet.