"Steven P. McNicoll" wrote in message
nk.net...

"Chuck" wrote in message
. com...


snip


If you will read, I have ONE credit card (Sears, for school clothes,
tools,
etc) that I am paying interest on. For someone in my financial
situation,
I
don't feel that is all that bad.


But buying luxuries you can't afford is.





Are buying school clothes an luxury? Are buying tools for work a luxury?


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