For a good example of how this could provide better service, look under your
toaster. You will see the UL acceptance number. Underwriters Laboratory is
supported by the product liability insurance business and by self insured
manufacturers and sets generally accepted safety standards with no help from
the government.


But every toaster (in a line) is the same. Not every patient is. Leaving it
to the insurance companies or some other soulless entities may induce doctors
and dentists to simply not take difficult cases, or cases where the outcome is
less than certain. But those are the cases where you most need medical
expertise. I suspect that a lot of the "wellness" stuff going on has to do
with the fact that the doctor can make just as much money seeing well patients
as sick ones, and there is less chance of copmlications and (thus)
"consequences".

There are unintended consequences to each method (licensing, insuance,
marketplace) of regulation. It is simplistic to think that any one is "the
answer"

Jose



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