"Mike Rapoport" wrote in message
link.net...
If the stock market continues to perform well, premiums should come down.
Since insurance companies collect premiums now and plan to pay claims in
the
future, the rate of return on the invested premiums is a critical part of
the calculation of how much those premius should be in the first place.

Mike
MU-2

When policy holders are held liable for occurrences beyond their control and
damages that are hideous, there's only one way for the insurance companies
to make it up.

See my other post about our totally nutbar tort system.