(Michael) wrote in message . com...
"Dennis O'Connor" wrote in
This discussion has had it's silly moments... I will simply note that adding
the instrument rating will result in a decrease in your insurance premium...

That's not generally true at all. It's ONLY true for low time pilots
and for fast cruisers. ..
You only get that discount if you own something
fast - say Mooney/Bonanza/Comanche/Viking and up.

Michael,

Are you sure about that? Do you have some sort of study or
evidence you could point to online?

I don't know what you consider "low time" for the purposes of this
discussion, but DH and I both have between 500 and 1000 hrs TT,
more than 300 hrs in type, do recurrant training (WINGS) every
year. Our insurance quote dropped substantially this year in what
we were told is a generally rising market.

We fly a simple, fixed-gear, fixed-prop plane which is slightly
faster than its 180 HP fixed gear cousins -- but it's no Mooney/
Bonanza/Comanche/Viking.

What's different? I finished my IR last fall.

I've heard a similar story from a fellow owner with a Piper Warrior,
which is even slower, and from the chap across the shadeports with a
Piper Archer.

So it kind of looks to us that at least some insurance companies
think the IR makes a difference. Maybe not for your Tripacer, maybe
not for someone flying a Stinson 108 or a C140, but for ordinary
garden-variety spamcans which were commonly produced as
instrument-capable planes.

Cheers,
Sydney