Hull insurance cost is a small percentage of hull value, and
thus
pretty high on ANY high value aircraft.

Liability insurance rates (which pay medical/death payments) do not rise all
that much as airplane values rise.

Hull values rise substantially as airplane values rise.

For airplanes in the economic class as a Cirrus, hull insurance almost
certainly costs more than liability insurance.

For a commercial insurance policy on my P210, full in-motion and
not-in-motion hull insurance costs 4 times the price of liability
insurance -- that is no exaggeration.


--------------------
Richard Kaplan, CFII

www.flyimc.com




Agreed Richard. All one has to do is check the hull premiums on a Pilatus or
Lear to see that. Higher value, higher premium. The bigger COST to the
insurance company remains medical/death payouts

Perhaps I didn't make myself clear earlier. What I was trying to convey was
that high insurance premiums are not specific to Cirrus - they are common to
all insured high value items.
Whether insurance companies will look at lives saved by the BRS patrachutes on
Cirrus & some retrofitted Cessnas & thus lowver the total premium, remains to
be seen

John