"Peter Duniho" wrote in message
...

So what? None of the things you've mentioned have anything to do with how
the installation of a BRS would affect the economics of insurance a
particular airplane.

What I am saying is that before this weekend, the accident rate for the
Cirrus was already higher than expected in comparison to airplanes with
similar missions -- there was a good article about this recently in Aviation
Consumer. Now that there have been 2 more accidents in a fleet of only
1,000 we can be sure the underwriters will seriously take a look at the
numbers again and will not be likely to consider the statistics to be an
abberation.

Suppose it were the case that no one is injured in any BRS accidents but a
trend is noticed that pilots with a BRS tend to be conservative and pull the
chute in situations felt after-the-fact to be recoverable. In that case,
liability rates for a Cirrus might go down but hull rates could go up. If
hull insurance already costs more than liability for a Cirrus-class airplane
and liability insurance cannot go down to zero, the net effet of increased
hull insurance and some decrease in liability could well mean a substantial
increase in insurance costs for Cirrus owners.

Again, I certainly do not know for sure that this will occur... it is a
plausible scenario, though, based on the existing accident record of the
Cirrus. Only time will say for sure how this turns out.

--------------------
Richard Kaplan, CFII

www.flyimc.com