In article , ISLIP wrote:
Agreed Richard. All one has to do is check the hull premiums on a Pilatus or
Lear to see that. Higher value, higher premium. The bigger COST to the
insurance company remains medical/death payouts

Not only does a Lear hold more people than say, a C140, and costs a lot
more, when it crashes lots more stuff (and people) are likely to get
broken.

It didn't really surprise me when looking at NTSB reports, trying to
find out how people crashed C140s, so I didn't do something similar and
crash mine after I bought it was that there were so few injury
accidents. If you crash slowly, you're less likely to be hurt. Crash in
a Lear and for many types of crashes, you'll probably kill or seriously
injure everyone on board. This makes the 'fixing people' bit rather more
expensive.

--
Dylan Smith, Castletown, Isle of Man
Flying: http://www.dylansmith.net
Frontier Elite Universe: http://www.alioth.net
"Maintain thine airspeed, lest the ground come up and smite thee"