(RM) wrote in message . com...
It seems that a local guy will make me quite a good deal on renting his
little Cessna IF I supply my own renter's insurance.

I've no experience with this. Anyone have any pointers on where to go,
who to avoid and what it might cost?


This is more of a borrower's situation than a renters. Luckily renters
insurance does cover borrower's. However, there will be a large hole
in the policy. The renter's (borrower's) insurance will not cover
anything unless you can prove it was a result of pilot error. The
owner's policy will not cover anything if a pilot was flying it that
was not named or met the requirements of the open pilot. So if you
land and the wheel comes off and you spin into a ditch, there is no
insurance. The Renter's policy will say its not your fault the wheel
came off, the owner's policy will say a non-named pilot was flying.
You two would end up paying yourselves. Having said that, the deal
could still work. you could offer to pay the difference to get
yourself named on the policy, or you could get the renter's insurance
and "self insure" the rest. You will have liability yourself under the
renter's policy.

-Robert