This is actually a standard wording on most "group policy", unless you are
to cheap to buy your own personal insurance and pay a little more to get
around the pilot issue. And you may still have to deal with the "acts of
war" and suicide. Acts of war normally deal with active military in combat,
but since 9-11, that has changed.

BT

"gatt" wrote in message
...

My employer chose perhaps the most expensive and most useless insurance
policy they could, and today I called up Allegis Benefits and chewed them
up. Check this out:

"What is not covered under all plans:
- Suicide or attempted suicide while sane or insane
- Acts of war (declared or undeclared)
- Your commission of a felony
- Your operating, riding in, or descending from any ay aircraft other than
while a fare-paying passenger on a licensed, commercial, non-military
aircraft..."

So flying a plane puts me in company with suicides and criminals. She
thought that was funny. Just to clarify, I asked her: If I walk into a
prop
or go streaking across the runway and get clobbered by a landing jet, I am
not "operating, riding in or descending" and so I am covered. "Strictly
speaking, yes," she replied.

I finished the call by telling her that insurance industry employees will
never be welcome in my cockpit. That should be a standing code among GA
pilots: If an insurance employee wants to fly, he or she can take a jet
or
leap from a building. There's no room in general aviation for people who
liken pilots to felons and the insane.

-c