"Dave Stadt" wrote in message m...
"John Galban" wrote in message
om...
(Robert M. Gary) wrote in message
. com...

The only thing the insurance co's really are concerned about is the
hours on the engine. If you get an overhaul they'll be happy (they
really only care about SMOH time).

As far as I know, there's only one underwriter that even asks about
engine hours. They only started doing it a couple of years ago and
other companies have not followed suit (unfortunately, I can't recall
the name of the company). I just got quotes from 4 companies and not
one asked me about time SMOH. The standard policies from most of the
underwriters only require that the plane is legally airworthy. That
includes current annuals and ADs.

John Galban=====N4BQ (PA28-180)

I have never been asked about SMOH either. BTW just got my renewal which
was about 10% lower than last year.

I get asked at each renewal.