"Bill Denton" wrote in message
...
Sorry, but you are just totally wrong!

Every insurance policy I have ever read has a section called something
like
"Limitations And Exclusions". It's a list of activities that if engaged
in,
the insurance policy is null and void; they will not pay. And in the GA
world, it will frequently include such things as aerobatics and formation
flying.

Mine says no such thing. The list of exclusions is so small it is nearly
invisible.