With all that said, I found a guy who will probably end up as my instructor.
He got a Finance degree, worked for good money for a number of years,
and decided it was so boring and unexciting, he saved up $ and went
to ATP in Florida.
Now he makes virtualyl no money with a Flight School and says he is excited
to get up every morning and fly/teach.
He's doing the usual - building hours for the next step up from super-below-minimum-wage-
with-very-inconsistent-hours-and-wkr
to just-under-minimum-wage-but-more-steady-work-with-no-control-of-his-schedule.

In any event, he says he's happier.

But, he has no wife and kids (like I do).
And he's 10 years my junior.