Chris wrote:
This has been asked quite often, but I still didn't find a satifectory
answer. So what are the legal constrins to pack 5 people in a C-182?

The only legal way is to have the child seat option in the baggage area.


I read one can do that with a fifth seatbelt.

Yes, but it has to be on the child seat in the baggage area. No legal
way to put three people in the backseat.


What if there are only
four seatbelts and installing a fith is not an option - can a baby sit
on one's lap legally?

Yes.


What's about insurance?

Get some.