On Mon, 13 Dec 2004 05:22:54 -0500, Cub Driver
wrote:

When my bank issued me a "MasterMoney" card in lieu of the old ATM
card, I made them take it back and provide me with a downmarket card
such as they issue to the students with twenty bucks' balance. I just
don't like the idea of a card in existence that could empty out my
account when used without a PIN.

Actually, w/o PIN they could only buy up to your max purchase
limit/day (my bank defaults at $2500). If you were concerned about
it, yet wanted the utility of a check card, you could ask the bank to
set a lower per-day purchase limit on the card.