John Doe wrote:

I guess my question is simply put this way, do you cut power
immediately before touching down? If not, when?

Depends on the type of landing. If I'm trying to make a soft landing, I will
carry power until after I'm solidly down. I'll do the same for landings in
strong crosswinds. If I'm trying for a short field landing, I'll cut the power
several hundred feet up, increase power at about 20' AGL, and cut it again just
before touchdown.

George Patterson
The desire for safety stands against every great and noble enterprise.