Mark.. I do not know who your "carrier" is... but with Costello under the
SSA Group policy.. we enjoyed a "discount" up to 20% (10% per yr for 2 yrs,
max 20%) for no claim flying, plus an annual reduction in the deductible.

However.. one claim and you are back to 100% and max deductible.

But why shouldn't the Aviation Insurance business policy be any different
from Auto carriers.. make an auto claim and you'll have higher premiums for
the next 3 yrs..

BT

"Mark Navarre" wrote in message
...
Any pilots in the US care to offer their experience of insurance rate
changes
after a glider accident settlement (less than total loss)? I am looking
at a
45% hike in my renewal premium after 4 claim free years since the purchase
of
my ASW-20. While I expected a rate hike, this seems a bit steep.

-
Mark Navarre
ASW-20 OD
California, USA
-