"Bob Noel" wrote in message
...
In article ,
Andrew Sarangan wrote:

It may be true that hospitals provide emergency care without first
asking for insurance. However, they will ask for it afterwards. How else
do you explain the fact that medical bills are a leading cause of
bankruptcies in this country?

how about because medical care costs can be the single largest
expensive in someone's life?

And the fact that very few people carry catastrophic coverage any more,
figuring that $10 doctor visits are a better alternative than covering the
$250-500K situations.

Kinda like getting car insurance to cover oil changes, but limiting coverage
to $1000 and getting waxed when your $25,000 car gets totaled.