On 4-May-2005, "Paul kgyy" wrote:

I'm curious how many of you owners do carry smooth limits.


We carry $1M smooth liability on our Arrow IV. According to our broker, it
adds 2-3 hundred to the premium, but only one or two companies offer it.
All three partners have between 850 and 2000 hours and all are instrument
rated. Apparently, the IR is a big deal for liability premiums. On the
other hand, retractable gear, which raises hull premiums a fair bit, has
little impact if any on liability premiums. That's reasonable since gear
problems rarely cause serious injuries.

--
-Elliott Drucker