In general, here is what I do. If I am being vectored, there is almost
never a procedure turn. If the controller wants you to make a course
reversal, he vectors me around. So procedure turns are only for flying
the full approach without vectors. If I am not aligned within 30
degrees of the final approach course outside of the FAF, then I need to
do SOMETHING to get straightened out. If a procedure turn is allowed, I
do that, otherwise a hold. If I am aligned with the FAF, then there is
no sense in making a procudure turn or hold, so I go on in. It makes
sense, it is safe and it works. So that is what I do.