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Old June 8th 05, 12:50 AM
Doug
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Like I said, READ the policy. Only the policy itself will tell you. And
in general, if it is not excluded, it is covered. I gave you an example
of what MY policy says. Others may handle it differently. But insurance
is designed to cover mistakes. Insurance doesn't always require
compliance with laws for coverage. What if you ran a stop sign and ran
into someone and did damage with a car? Certainly you would be covered
(unless it is excluded). Would you buy car insurance that excluded
coverage if you broke the law? Even negligence is covered. It is
negligent to run a stop sign.

If you violate a FAR and have an accident, is the insurance invalid?
Mine is still valid. There is no exclusion for that. It is highly
likely that if you have an accident you will have violated some FAR.

The idea that insurance is invalid because the pilot violated a FAR is
one that you hear quite frequently. I think it is usually, not always,
wrong. Usually there IS coverage in spite of such an error.