: I was not referring to subrogation. I was referring to the fact
: that the insurance on the plane covers the owner for damage and
: liablility caused by the open pilot. It does not cover the open pilot.

: A quick example would be that you borrow your friend's plane under
: the open pilot clause and crash it into a house. The homeowner sues
: you (the open pilot) and the owner of the airplane. The insurance
: company will cover the pilot and pay out, or defend him if necessary.
: You (the open pilot) are on your own.

Another example, as I understand it, would be suppose you borrow the plane
under the open pilot clause and do something horribly stupid... taxi into a light pole
for instance. The insurance company will cover the aircraft and owner, but may go
after you for the damage. At least that's what I was told.... basically means
"open-pilot clause" isn't a good way to fly a plane.

-Cory

--

************************************************** ***********************
* Cory Papenfuss *
* Electrical Engineering candidate Ph.D. graduate student *
* Virginia Polytechnic Institute and State University *
************************************************** ***********************