You say a number of things in your reply.

Are there people who can afford more plane than they can safely fly? Of
course.

Are there full-time professional pilots who are not appropriately proficient
or skilled to fly their planes? Of course.

The question I am asking here is about your comment about full-time vs.
non-full-time pilots. Are you suggesting that no one can be a safe and
proficient pilot without flying 400-500 hours per year? And are you
suggesting that the NTSB agrees with you in this regard? If so, I strongly
disagree with you on both counts; I believe you are over-generalizing to an
unreasonable extent.

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Richard Kaplan

www.flyimc.com