"W P Dixon" wrote in message
...

Homeowner's insurance that is supposed to cover your home,..but WAIT you
must have earthquake insurance and flood insurance extra!!!! Nothing but
price gouging, IMHO. If the insurance is just we pick and chose what we
cover, then is it really insurance,...or just flushing money down the big
huge toilet!!! Sometimes I wonder.


Eathquake and Flood are different beasts than the other things homeowner's
policies cover. If you live in the 100 year flood plain or in an earthquake
fault area it's not an issue of if those things are going to happen it is a
matter of when.