Robert M. Gary wrote:

My policy (AIG) says..
"This insurance does not apply under any coverage c) When the aircraft
is in flight ii) if piloted by anyone other than 1) the pilot(s)
specified in Item 5".

I had USAIG until this year when I switched but anyone who is current
and authorized by me can fly the plane. A person did not have to be
named to fly the plane. If I'm in the plane it also does not matter
that my 5 year old is driving.