"Robert M. Gary" wrote in message
m...
"Hilton" wrote in message
link.net...
Robert M. Gary wrote:
The insurance deals with "pilot flying" and doesn't care one bit about
who is "PIC". PIC is an FAA thing. If a unqualified pilot has their
hands on the controls the insurance isn't going to pay regardless of
who is PIC.

Can you back up these claims?

My policy (AIG) says..
"This insurance does not apply under any coverage c) When the aircraft
is in flight ii) if piloted by anyone other than 1) the pilot(s)
specified in Item 5".

But how does the policy define "piloted"? Does that refer to the Pilot in
Command or to the manipulator of the controls?

--Gary

It says nothing about PIC (although later says there must also be a
qualified PIC as well).

Call Mark at SouthWestAviation. http://www.southwestaviation.com .
He's been in the business for a couple decades and used to work for an
underwriter. He's had many such cases. He'll tell you that the FAA's
concept of "PIC" is not what the insurance co is looking at.