"Richard Kaplan" wrote:

An airplane could easily cause $1M or more in damage
or personal injury.

You changed the facts from $30K to $1M and still haven't sold me.
Grieving widows and disfigured plaintiffs can get $1 million PI
judgments OK; much tougher for a big insurance company who has
collected premiums to make the payout to get sympathy from a jury
relative to sympathy for you. Unless you have enough cash or
equivalent they'll take the chance you'll settle w/o going near trial.

Even pilots who do not have visible assets will generally
have a visible future income stream that can be attached.

That's good for small claims court stuff. Look up the law for wage
garnishment in your state, which likely places a low limit on the
amount per pay period. Then look for protections the wage earner has
which can reduce their recovery further, and that amount can be a mere
agreement, not a court order. Change jobs and the litigation starts
all over. Meanwhile, some law firm in your town is freely sending big
legal bills to like Avemco.

Fred F.