"TaxSrv" wrote in message

You changed the facts from $30K to $1M and still haven't sold me.
Grieving widows and disfigured plaintiffs can get $1 million PI
judgments OK; much tougher for a big insurance company who has
collected premiums to make the payout to get sympathy from a jury

Perhaps so. Perhaps not if they can portray you as a "rich pilot" -- that
is the public perception of ALL pilots.

And if the issue is property damage then the dollar amounts are pretty clear
and can easily be $1M.

That's good for small claims court stuff. Look up the law for wage
garnishment in your state, which likely places a low limit on the
amount per pay period. Then look for protections the wage earner has

And it is worth it to have someone go after you in this manner?

This is particularly significant if -- as it not unusual -- a pilot has a
professional job where such a judgment could raise questions in an
employer's mind about the employee's integrity and/or financial solvency.
Credit checks are not unusual as part of pre-employment screening. Even
if someone were hired, I suspect an employee with garnished wages of this
nature might well raise red flags in the mind of supervisors regarding their
fitness for advancement in the company.

** All that aside, if nothing else a judgment is worthwhile for an insurance
company to get to protect themselves against some future windfall you may
receive. Insurance companies can be patient. Many, many people will
eventually receive an inheritance or acquire assets over a period of time.
Do you really want to live your life playing a cat and mouse game avoiding a
financial judgment?


--------------------
Richard Kaplan

www.flyimc.com