Gary Drescher wrote:

Unfortunately, if the injury is to a passenger, then the insurance policies
available in the US (at least the ones I know of, such as what AOPA offers)
only cover up to $100,000 (per passenger). That won't make much of a dent in
the case of a badly disabling injury.


Gary,

Policies without the $100K submlimit are not as rare as you seem to
think. My aircraft liablility policy (and every one I've had for the
last 10 yrs) is $1 million with no sublimits. AOPA is not an insurance
agency, they're just a policy writer for a single underwriter. Talk
to a real aviation insurance agent and you'll find that just about
anyone can get a policy with no sublimits. The catch? While they
provide 10 times the potential coverage for a passenger, they do cost
an average of 25% - 30% more than a policy with sublimits.

John Galban=====N4BQ (PA28-180)