Just curious but why do you lump Debit Cards with Credit Cards...

Although the danger of charge-back with a debit card is not there (presuming
that we ran it properly) the per-usage fees to the vendor (me!) are four or
five times higher. That adds up in a hurry.

Vendors get charged a monthly fee and a per-usage fee for accepting credit
cards, on several levels. The bank gets their cut, VISA/MC gets their
cut -- and their percentage varies with a bewildering series of credit/debit
card types.

An Asian guest, for example, using his Visa card from Japan, may cost me ten
times what it costs me to run YOUR credit card. The fees are all automatic,
without explanation (unless you have the secret decoder ring), and add up in
a hurry.

Why? Because VISA/MC can get away with it. For some reason, accepting a
foreigner's VISA card is considered a bigger risk, so they charge ME more.

And you'd be astounded -- no, scared -- to know how many people's credit
cards come back "declined" on a preauthorization of less than $100. There
are millions of people out there running around with their credit cards
maxed out, living on the ragged edge of bankruptcy.

And it's not always people you'd expect. We're talking doctors, lawyers --
you name it. It's amazing, and sad.
--
Jay Honeck
Iowa City, IA
Pathfinder N56993
www.AlexisParkInn.com
"Your Aviation Destination"