I don't see that happening to the conclusion you draw. People with
money are =already= flying in quantity, just not as pilots.

Which means they aren't concerned about what the pilot has to deal
with. If this one loses his ticket, plenty more where he came from.

Air taxi rules don't seem to have been affected.

Actually, they have been. The fractionals are for all intents and
purposes air taxi, but operate under Part 91.

In any case, they are really only used by corporate execs who are not
spending their own money, thus don't really care what it costs.

Michael