Despite the myopia concerning 'rich guys', I think you are pretty much
spot on here.

However, I think the price comparison is closer to $2500 handheld and
say $12,000 panel mount.

If your not flying IFR like rich guy Jay, which would you pick? :-)

Jay Honeck wrote:
What percentage of 430s/530s are installed in aircraft owned by guys who
actually use them in hard IFR conditions? I'd be willing to bet it's a
pretty small percentage.

On my airport, they have been installed almost exclusively in the "rich
guys" planes -- NONE of whom (to my knowledge) fly hard IFR. (In fact, off
the top of my head I can only name one guy on our airport who flies hard IFR
with his personal aircraft.)

The other reasons I can think of a

- The 396 does weather better than the 430/530.
- If you're buying a $3000 hand-held, you're probably not buying a $5000
panel-mount at the same time