Ash Wyllie wrote:

If premiums cover costs, why can't one get _private_ flood insurance?

You can, but the private companies don't give discounts for meeting Federal
construction standards.

That's nice, but it would be better not to build in flood prone areas in the
first place.

Well, people have been doing that for millenia for excellent reasons. They
aren't going to stop.

George Patterson
Give a person a fish and you feed him for a day; teach a person to
use the Internet and he won't bother you for weeks.