The pension plan must specify when you become vested. Only when vested
are you guaranteed a pension.

Typically, what you will see today is vesting at 5 or 10 years, but may
not collect until you are 65 if you leave before retirement. There was a
time when one had to work until 65 to collect a pension. No early
retirement or vesting at all.

"Gig 601XL Builder" wr.giacona@coxDOTnet wrote in message ...

If I work somewhere for 20 years and during that entire time they
promise me a pension after 20 years yes I expect them to pay it.