Doug wrote:
If you tell us where you are, maybe we can help you.

I live in North Texas, and it looks like there are a few possibilities,
but I'm reconsidering the idea after reading the next part....

The high accident rate (and most of the accidents aren't too
serious, just expensive), is due to taxiing, beaching and docking,
which are problematic. (Taxi over a sharp rock, run the plane up onto
rocks, punch a hole in the floats with a nail sticking out of a dock,
drift into a boat while trying to get started, land on waves that are
too big and break a strut, that sort of thing).

I just don't need an accident on my record.