Cal Vanize wrote:

AES wrote:

In article raRAf.750624$xm3.129206@attbi_s21,
"Jay Honeck" wrote:


Whose is best? What card do you guys use?
--


AmEx for personal and personal consulting business purchases where I
need a record, because of

* Fairly detailed itemization on bills
* Fairly wide acceptance (overseas and online)
* I have some trust in them

Discover Card for routine personal purchases where record keeping is not
required (although they do supply an itemized monthly statement),
because of a percentage rebate on purchases, which can be take as *cash*
(i.e., a refund check), or applied to subsequent bills.

Don't waste time on any card that offers "discounts" or "credits"
against various assorted "discounted" products which are either (a)
stuff you don't want anyway, or (b) (more often) marked up versions,
often under a slightly modified product number, of items you can buy for
less that the discounted card price in Costco or Walmart anyway.

Try to find merchants that accept Discover outside the states.

I've used Discover quite a bit in Canada, particularly restaurants, even local
Canadian restaurants. That's about the extent of Discover's reach outside the
US though. I found the exchange rate to be more favorable with Discover than
with M/C or Visa.