I'm really sorry to hear this Roger, and I hope that in the end there's a
way for you to solve it.
Every time I hear of something like this happening to one of today's pilots,
I thank God my actual flying days came to an end before the onset of this
mess that lawyers have made of general aviation. They have all but killed it
at this point for many of us out here.
Please think about not leaving the group. Perhaps something will break in
another direction for you, and hanging out here with your friends might be
the place to find out about it.
Dudley Henriques



"Roger Long" wrote in message
...
By this time tomorrow I will probably be posting my good-by to this group
and the most interesting and rewarding adventure of my life.

During an insurance review today we learned that our umbrella policy will
only cover aircraft risks if I also have an aviation policy that covers
each person up to $1,000,000. The club Avemco policy has a $100,000 per
person limit and they tell me there is no way it could be bumped up for
club coverage. They also doubt that I could find personal coverage in that
amount. Even if I could, the Liberty Mutual would want about as much as
renters insurance to add aviation risks to the umbrella. Not needing to
carry that cost has been a key to aviation for this financially marginal
pilot. With two kids too close to college for us to recover from a major
economic hit, we can’t take the risk on not having the umbrella as well as
the club insurance.

I’m pretty sure that the solution does not lie with the aviation insurance
having done an alternate insurance search for the club a year or so ago.
My only hope is to find an umbrella carrier that will accept the limits
now standard in aviation. If anyone knows of one that will, I would like
to hear about it. Otherwise, check back here in a couple days for a list
of headsets and other stuff for sale.

--

Roger Long