Yeah, but if Jay or his wife were CFIs, Jay's kids would already have the
other qualifications as well.

Point is, it may well be possible to walk in as a student pilot and walk
out that same day as a commercial pilot. It might be impractical for
most, but not impossible. The only possible catch I see is that 161.129
specifies "must log at least...100 hours of pilot in command flight
time". But student pilot solo time is loggable as pilot in command, and
it is flight time. In addition, a student pilot, when flying solo, IS
pilot in command.

Jose
--
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