BTIZ wrote:

Why do you need a 1M 10year term policy?

Assuming one's goal is to provide for a stay-at-home wife and young
children, one million is actually not the large amount of money you might
think it is, considering it might need to be spread out over fifteen to
twenty years (enough years to provide for the family after the main
provider has died until the children reach an age of independence).

Buy whole life?

Whole life traditionally has been a scam of sorts. Not sure about today's
version, but the traditional opinion held by astute financial minds is to
avoid whole life policies.

--
Peter