The estimates will be high - meaning not worth it. The insurance
company will total the plane, write you a check, and sell the plane.
Then, if you still want that plane, you buy it - at market value. That
way, they take the market value hit.

This is what I'm hoping for, but don't think the final number will be
high enough. Early estimates are about 15K, which includes reskinning
all the control surfaces... probably not enough to total.